Money
For financial assistance and overall help finding free food, medical care, and other help, try these resources:
Center for Discovery, Innovation and Development (CDID) provides a page to search for assistance by zip code
This section includes information on savings, financial institutions, credit scores, loans, budgeting and cost cutting, wealth building, emergency funds, entrepreneurship, retirement, and insurance.
The NJYRS website has a page on Financial Literacy with information on budgeting, opening a bank account, building credit, and independent living stipend info.
Khan Academy has free online interactive classes that on how to manage your finances. They can be found on their website under Financial Literacy or by searching by topic on YouTube.
If you have a job, you may be required to file tax returns with the federal government and the state of New Jersey. You may have to pay income taxes on your wages, or you may be due a refund from taxes your employer deducted from your check!
To learn about paying your federal taxes, go to the IRS web page.
To learn about paying your New Jersey taxes, go to the NJ Division of Taxation web page.
More places to check:
Financial Literacy - link to the Teens and Kids page of the Financial Literacy section of the www.needhelppayingbills.com website
NJPAG - Debt Statistics & Quotes - 1-page pdf from the NJ Physicians Advisory Group in Maplewood with undated statistics
NJPAG - Personal Monthly Budget - spreadsheet for preparing a Personal Monthly Budget from the NJ Physicians Advisory Group in Maplewood
NJPAG - Worksheet 50-30-20 - 1-page pdf from the NJ Physicians Advisory Group in Maplewood with a worksheet for a budget based on a given salary
Supplemental Security Income (SSI) - link to federal government SSI web page
Good Quotes About Debt and Money
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like - Will Rogers
If you don’t educate yourself, you’ll never get out of the starting block because you’ll spend all your money-making foolish decisions. - Daymond John
In a world awash in debt, power shifts to creditors. - Fareed Zalaroa
